Mortgage Resources (Useful Web Sites)

Equifax (www.equifax.ca)
Equifax is the leader in the consumer and commercial credit reporting and information services industry. Equifax provides personal credit report services to Canadians and is a great source of credit-related information.

Trans Union Canada (www.tuc.ca)
Trans Union Canada is another consumer credit reporting agency providing credit reporting services to Canadian consumers. Trans Union Canada is also a great source of credit-related information.

Canada Mortgage and Housing Corporation (CMHC) (www.cmhc.ca)
CMHC is a federal Crown corporation that administers the National Housing Act. CMHC's services include providing housing information and assistance to consumers and providing mortgage default insurance for high ratio mortgages.

Genworth Financial Canada (www.genworth.ca)
Genworth is a private sector supplier of mortgage default insurance to Canadian lenders. Its services are similar to those of CMHC.

AIG United Guaranty (www.aigug.ca)
AIG is the newest private provider of mortgage default insurance in Canada. Its services are similar to those of CMHC and Genworth.

Municipal Property Assessment Corporation (MPAC) (www.mpac.ca)
MPAC is the global leader in property assessment. MPAC delivers timely, cost-effective, objective and accurate property valuations and related information to property owners, municipalities and the Province of Ontario.

Canada Revenue Agency (CRA) (www.cra-arc.gc.ca)
CRA is a government agency that administers tax laws for the Government of Canada and for most provinces and territories, as well as various social and economic benefit and incentive programs delivered through the tax system.

The Bank of Canada (www.bankofcanada.ca)
The Bank of Canada is the nation’s central bank. It is responsible for Canada’s monetary policy, bank notes, financial system and funds management.

Canadian Association of Accredited Mortgage Professionals (CAAMP) (caamp.org)
CAAMP is the national organization representing Canada’s mortgage industry. CAAMP’s aim is to increase professionalism in Canada’s mortgage industry through enforcement of a code of ethics and through the administration of the Accredited Mortgage Professional (AMP) designation.

Appraisal Institute of Canada (www.aicanada.ca)
Appraisal Institute of Canada is the premier real estate appraisal association in Canada. The institute is a self-regulating body whose mission is to protect the public interest by ensuring highest standards, practices and professional conduct in real estate appraisals.